Commercial Banking

Business Accounts

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Commercial Checking Account

An account designed for medium- to large-sized businesses which uses the balances in the account to offset activity cost with a competitive earnings credit allowance. A minimum of $500 is required to open the account.

Small Business Checking Account

An account designed to meet the needs of an entrepreneurial business that has minimal activity. No service charge for a minimum daily account balance of $500. A minimum of $500 is required to open the account.

NOW Business Checking Account

An interest-bearing account offered to non-profit organizations, governmental entities, and sole-proprietorships who would like to maximize their yield on balances in the account. A minimum of $500 is required to open the account.

All depositors are insured for up to $250,000 by the Federal Deposit Insurance Corporation (FDIC).

Business Loans

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You need the ability to expand your purchasing power. That’s why we at First Security Bank offer a wide variety of business loans to meet your needs including:

  • Agriculture Lending
  • Business Expansion
  • Capital Purchases
  • Equipment
  • Farm and Ranch Loans
  • Interim Construction
  • Letters of Credit
  • Lines of Credit
  • Real Estate Loans
  • Working Capital Loans

 

First Security Bank also offers various types of loans for businesses. Whether just getting off the ground or a multi-million dollar enterprise, we have just what you need to help you in your financial endeavors and will tailor a loan to fit your business needs.

Any of our experienced lending officers will be more than happy to answer any questions you may have. For more information, contact us.

All depositors are insured for up to $250,000 by the Federal Deposit Insurance Corporation (FDIC).

Remote Deposit

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Scan hundreds of checks and deposit them INSTANTLY!

You can make bank deposits from your office any time of the day or night! We have technology that allows you to scan checks for deposit to your account with First Security Bank from the convenience of your office. You no longer have to drive to the bank during “banking” hours to make a deposit. With the latest improvements in electronic banking, check processing has become much more convenient.

What Are The Benefits?

  • Commercial clients may transmit check images for deposit to the Bank.
  • The depositor will have a correct deposit total before transmitting.
  • The depositor will receive confirmation of the transaction via the internet.
  • The depositor may retain the original checks for destruction or retention.
  • The deposit is posted to the account when received by the Bank.

 

Remote Deposit combines image processing with your online banking system. It’s easy to implement and directly benefits your business.

You can save time and money handling your deposit needs from the convenience of your office. All you need to get started is a special scanner and the software from First Security Bank. Come by or call to visit with Your Personal Banker to get the details on remote deposit and to start making deposits from your office.