Interest - Bearing Accounts Minimize

Savings Account - You must deposit $100.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.  An account with a minimum daily balance of less than $50.00 that has no activity during a quarter has a service charge of $1.00.  After six months with no activity, the service charge will be replaced with a dormant account fee of $5.00.  An excess item fee of $1.00 will be charged for each withdrawal in excess of six (6) during a calendar month.

Money Market Gold Account - You must deposit $2,500.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. A service charge fee of $5.00 will be charged each statement cycle.  An excessive item fee of $1.00 will be charged for each withdrawal in excess of six (6) during a monthly statement cycle.

Certificate of Deposit - Various length of terms are available. Both automatically renewable and non-automatically renewable are available.

NOW Account - You must deposit $500.00 to open this account. If the minimum daily balance is below $500.00 with no activity within 182 days there is a dormant account fee of $5.00 each statement cycle.

Super NOW Account - You must deposit $1,500.00 to open this account.  If the minimum daily balance is below $1,500.00 with no activity within 182 days there is a dormant account fee of $5.00 each statement cycle.  A service charge of $.15 per item will be charged for each withdrawal in excess of 25 during each statement cycle.

See the Truth-in-Savings Disclosure for more information about these accounts. For current rates and Annual Percentage Yields (APY), please call 580-625-4500.


All depositors are insured for up to $250,000 by the Federal Deposit Insurance Corporation (FDIC).

 
 
 
 
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