Savings Account - You must deposit $100 to open this account. Transfers from a Savings account to another account or to third parties by telephone transfer and in-person withdrawals are limited to three (3) per month with no transfer by check, debit card, or similar orders to third parties. An excessive item fee of $.50 will be charged for each withdrawal in excess of three during a calendar month. An account with a balance of $49.99 or less that has no activity during a quarter has a service charge of $1.00. After six months with no activity, the service charge will be replaced with a dormant fee of $1.00.
Money Market Accounts - No service charge for minimum daily account balance of $2,500. Six (6) free withdrawals per month, of which only three (3) may be checks. Minimum of $2,500 is required to open the account. A service charge fee of $5.00 will be charged each statement cycle. An excessive item fee of $1.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a monthly statement cycle.
Certificate of Deposit - Various length of terms are available. Both automatically renewable and non-automatically renewable are available.
NOW Account - Interest earned on the daily collected balance with no service charge for minimum daily account balance of $500. Minimum of $500 is required to open the account.
Super NOW Account - Interest earned on the daily collected balance. You must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield. A service charge fee of $.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 25 during a monthly statement cycle. Minimum of $1,500.00 is required to open the account.
See the Truth-in-Savings Disclosure for more information about these accounts. For current rates and Annual Percentage Yields (APY), please call 580-625-4500.
All depositors are insured for up to $250,000 by the Federal Deposit Insurance Corporation (FDIC).